Remortgaging in 2023 - is now the right time to fix & for how long? - Money To The Masses Making the choice to remortgage is significant, particularly during periods of financial instability. Now, many homeowners are wondering whether it's the right moment to set their mortgage rate and for what duration. With the possibility of interest rates still rising, a fixed mortgage might appear to be an attractive choice, offering property owners a sense of security and consistency in their monthly installments.