Just how to pay for a funeral or cremation According to the National Funeral Directors Association, the mean funeral service cost in the USA in 2019 varied from $6,645 for a cremation with a watching as well as memorial service to $9,135 for a funeral with a watching, solution as well as safe. When burial ground prices are factored in, the total average expense of a funeral service can surpass $10,000. Also basic cremations without any service can surpass the savings a household has on hand. (Read our full protection on funeral service, cemetery and cremation costs right here.).