Remortgaging in 2023 - is now the right time to fix & for how long? - Money To The Masses Making the choice to remortgage is significant, especially in a time of economic uncertainty. Currently, many homeowners are contemplating if now is the right time to fix their mortgage and for how long. Given that interest rates may continue to increase, a fixed mortgage might appear to be an attractive choice, providing homeowners with stability and predictability in their monthly payments.