Remortgaging in 2023 - is now the right time to fix & for how long? - Money To The Masses Remortgaging is an important decision, particularly during periods of financial instability. At present, a lot of homeowners are pondering whether it's the right moment to set their mortgage rate and for what duration. With the possibility of interest rates still rising, a fixed mortgage might appear to be an attractive choice, providing homeowners with stability and predictability in their monthly payments.