Considering Remortgaging in 2023: When to fix and for how long? - Money To The Masses Remortgaging is an important decision, particularly during periods of financial instability. Now, a lot of homeowners are wondering whether it's the right moment to set their mortgage rate and for what duration. Given that interest rates may continue to increase, fixing a mortgage may seem like a good option, offering property owners a sense of security and consistency in their monthly installments.